Which type of expenditure is likely to decrease if an individual faces long-term illness?

When an individual faces long-term illness, their travel costs are likely to decrease. This is primarily because long-term illness often necessitates reduced mobility and limits the ability to travel for pleasure or leisure activities. Individuals may find themselves less able to engage in trips and outings they might normally enjoy, resulting in a significant reduction in travel-related expenditure.

In contrast, housing costs may remain stable or even increase depending on the individual's situation, such as if they must modify their living space for accessibility. Food expenses might actually increase as dietary needs can change or the individual may require specialized nutrition. Health insurance premiums, on the other hand, are often fixed costs that don’t typically decrease due to long-term illness, and in some cases may even rise if the individual requires more medical care.